https://www.europesays.com/2071327/ Bank Loan or Embedded Financing? It Depends on the Business #AlternativeFinancing #america #business #credit #DigitalFirstBanking #Economy #EmbeddedFinancing #FeaturedNews #Financing #Loans #News #PYMNTSIntelligence #PYMNTSNews #SMBs #UnitedStates #UnitedStatesOfAmerica #US #USA
https://www.europesays.com/2041984/ Tide Expands Credit Product to All UK Small Business Members #america #B2B #B2BPayments #business #CashFlowManagement #CommercialPayments #credit #CreditFlex #FasanaraCapital #international #Lending #Loans #MobileApplications #News #partnerships #PYMNTSNews #SMBs #tide #UK #UnitedStates #UnitedStatesOfAmerica #US #USA #What'sHot #What'sHotInB2B #WorkingCapital
I'm getting sick and tired of other podcasters using clips fron my old interviews without crediting me. Two uses I found by accident this week: one from the BBC.
I was the one who got the interview. The least you can do is fucking credit me.
I credit EVERYONE. That's the whole point of journalism, isn't it? To provide sources so people can follow the breadcrumbs.
And that’s only a minuscule sampling. More obscure agencies, such as the recently gutted #CFPB, keep records of corporate trade secrets, #credit reports, #mortgage info, & other sensitive #data, including lists of people who have fallen on financial hardship.
A fragile combination of decades-old laws, norms, & jungly bureaucracy has so far prevented repositories such as these from assembling into a centralized American #surveillance state.
Sovereign states invest or spend as much as they want by issuing they own money and credit.
Oh dear, this isn't good. BNPL has always been somewhat of a trap for low income people....but groceries?
https://www.cnbc.com/2025/04/26/americans-groceries-buy-now-pay-later-loans.html
Le solde négatif du Trésor d'un État national est la masse monétaire. Pour rembourser la « dette » publique, il faudrait vider tous les comptes bancaires :
Un marché obligataire ne fonctionne pas pour financer un gouvernement national. Par l'octroi de réserves ou d'argent contre des "obligations" (une dette), la masse monétaire est réduite en contrepartie d'un flux d'intérêts.
Autrement dit, les banques échangent leurs réserves contre des avoirs porteurs d'intérêts. Ensuite elles peuvent vendre ces obligations contre des liquidités.
https://www.europesays.com/2026649/ Financial Empowerment Workshop happening in Buffalo on Saturday #assistance #bank #BreakingBarriers #Buffalo #business #Cash #community #credit #debt #EastBuffalo #free #PersonalFinance
Nobody ever reimburses national debt. Sovereign states restructure it.
The sovereign state borrows from other financial institutions: the national Treasury offers an "obligation" or a "bond" whereby it #promises to later give away its fiat currency in exchange for the actual payment of money or title presented by the rentier.
It gets more complicated: https://mas.to/@maugendre/109760408033385603
“The U.S. government is not like a household. It is the issuer of the currency. It doesn’t need to ‘get’ money from anyone else—not from taxpayers, not from China.”
– Stephanie Kelton (economist, former US Senate Budget Committee Chief Economist)
Is borrowing a burden on future generations?
No, it's not: if the borrower is a nation-state, then no person (children or taxpayers) will be asked to repay.
“Paying off the debt” is just the sovereign swapping Treasury securities (savings) for cash. No burden is passed on to persons.
L'emprunt public est-il un fardeau pour les générations futures ?
Non, ce n'est pas le cas : si l'emprunteur est un État, personne (enfant ou contribuable) ne sera appelé à rembourser.
Le « remboursement de la dette » consiste simplement pour l'État à échanger des titres du Trésor contre de l'argent liquide. Aucune dette n'est transmise aux personnes.
Les États souverains se financent en émettant leur propre monnaie et leur propre crédit.
